Costs and you may charges

The new fine print on the home mortgages require that you discovered typical salary, personal safety or your retirement costs and rehearse DNB since your relaxed bank.

Formula out of energetic rates

BLU Start:Loan amount NOK 2 000 one hundred thousand as much as 85 % from market value Highland Lake loans. Moderate rate of interest 3.39 % p.a beneficial. Annuity mortgage which have energetic interest rate step 3,52 % p.an excellent. together with top-avoid payment NOK step three 190 and you will instalment percentage NOK 65. Rates NOK 990 890, complete NOK 2 990 890 more than twenty five years.

Loan amount NOK dos 100 100000, moderate rate of interest cuatro.69 % p.an excellent. having step 3 season fixed rates. Annuity mortgage which have active rate of interest cuatro.87 % p.good. in addition to front side-avoid percentage NOK 3 190 and you can instalment fee NOK 65. Cost NOK step one 422 590, totalt NOK 3 422 590 over twenty five years.

Car loan getting teenagers that have downpayment 35 % or maybe more:Amount borrowed NOK 150 100 up to 65 % out-of cost. Annuity loan having affordable interest rate cuatro.74 % p.a beneficial., productive interest rate six.54 % p.a beneficial. along with top-avoid percentage NOK 2 five-hundred and you can instalment percentage NOK 65. Rates NOK 25 484, overall NOK 175 484 more five years.

Loan amount NOK 50 100. Affordable interest rate % p.good. Annuity mortgage which have active rate of interest % p.a beneficial. in addition to front side-avoid payment NOK five hundred and you may instalment fee NOK 50. Total price NOK 68 777 more than 5 years.

Fixed-rate mortgage Tale:Amount borrowed NOK 2 000 100000, moderate interest rate cuatro.69 % p.a. having step three seasons fixed rates. Annuity loan having active interest cuatro.87 % p.good. plus side-prevent commission NOK step 3 190 and you can instalment payment NOK 65. Costs NOK step one 422 590, totalt NOK 3 422 590 more than 25 years.

Car loan Tale and you may Saga Platinum with 35 % downpayment:Amount borrowed 150 100 NOK doing 65 % out of cost. Annuity loan with moderate rate of interest cuatro,74 % p.good., effective interest rate 6.forty-two % p.good. along with top-avoid percentage NOK 2 three hundred and instalment percentage NOK 65. Costs NOK twenty five 259, overall NOK 175 259 more 5 years.

Tale Liquidity put aside:Loan amount NOK 70 100. Nominal rate of interest %, energetic interest % along with front side-avoid fee NOK five hundred. Cost NOK cuatro 574, full NOK 74 574 more 1 year.

Home mortgage up to 75 % from ount NOK 2 one hundred thousand 100000, up to 75 % away from market price. Nominal interest 4,31 % p.a. Annuity financing which have effective rate of interest 4,forty five % p.an excellent. including front-end fee NOK step three 190 and instalment commission NOK 65. Prices NOK step one 286 390, overall NOK 3 286 390 more than 25 years.

Household guarantee line of credit:Loan amount NOK dos 000 100, to 75 % off market value. Nominal interest rate cuatro,30 % p.a. Annuity financing with active rate of interest cuatro,45 % p.a good. and additionally front side-end fee NOK 3 190 and instalment fee NOK 65. Prices NOK 1 286 390, total NOK step 3 286 390 more 25 years..

Fixed-rates home mortgage:Amount borrowed NOK 2 one hundred thousand 100000 to 75 % from market price. Moderate interest 4.74 % p.good. having step 3 seasons repaired price months. Annuity loan having productive interest rate 4.ninety-five % p.good. together with side-avoid fee NOK step 3 190 and you will instalment fee NOK 65. Rates NOK step 1 439 690, full NOK step 3 439 690 more than twenty five years.

Environmentally friendly real estate loan:Amount borrowed NOK 2 100 000 doing 85 % from market value. Nominal rate of interest 3.39 % p.an excellent. Annuity loan with energetic interest step three.52 % p.an effective. and additionally side-end fee NOK step three 190 and you will instalment fee NOK 65. Cost NOK 990 890, totalt NOK dos 990 890 more twenty five years.