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Scott: Right. I am talking about if you had a home loan off 700 as well as your home is actually worthy of a million while borrowed one hundred with a HELOC, today you have got 800, very again, if this went down 20, now you might be flat again so if you visited offer their home would certainly be under water. Because the getting flat and you will attempting to sell your property towards the can cost you out of offering a home, now you will be underwater because of the you to definitely margin once again, right?

Doug: Very do you think we have a false feeling of protection just like the, really family cost, ok, perhaps they go off slightly, however, it will probably be a and when I don’t sell my personal house it will not really matter and i also must not worry about they?

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